Dec 30, 2017
How much does it cost to have a child in Tokyo, Japan, with national health insurance?
I've looked online but the costs seem to vary.
You mean like give birth? It'll depends in your hospital. I'm not in Tokyo, but here in gunma I was given,I think, about 400000 yen for my son's birth. My hospital was really cheap(and awful, you get what you paid for) but I actually had some of that left over. I did check myself out early because the conditions of my stay were so bad, but I'd say that most hospitals are going to be somewhere near that 40man yen for a full stay.
I've heard that the costs vary too...I had both my children in Japan but at a US military hospital, so I wasn't under NHI at that point in time. From what I've read/understood the costs vary depending on whether it's natural/c-section, whether or not the hospital administers an epidural or not, and so forth. This article on Savvy Tokyo (https://savvytokyo.com/counting-yen-cost-giving-birth-japan/) might help estimate some of the costs for you and your family. Best of luck!
Judging from friends experiences it is more expensive than neighbouring prefectures if you want to go to one of the more renowned hospitals or clinics such as the Red Cross Hospital, Aiiku or St Lukes. I think they are probably the best known and cost around 1,000,000 yen (average rounded off). Depending on what part of Tokyo you are in you could consider somewhere like Keiai Hospital in Fujimi which is a luxury maternity "hotel" (as I call it). I had my 4 kids there. It costs around 600,000 yen for a natural birth of which 470,000 yen is covered by the government. It costs about 200,000 yen more for a C-section and about 100,000 yen more for an epidural. It is one of the few places that offer an epidural, but you need to have a planned birth for that option. Well worth the money, so many lovely additional services and the food is out of this world: http://insaitama.com/keiai-hospital-saitama-general-information/ These figures are for the birth itself; you also will need to pay for prenatal visits some of which will be covered by the book of coupons you get from city hall.