Loading...

Feb 15, 2016

How do you make mortgage loan in Japan?

How much money do you need to show good credit for make mortgage loan in Japan. Who can be a guarantor for foreigners?

klous

klous

I'm 28 years old, male, student.
I wanna move to Japan.

4 Answers


4 Answers


  • Higgins

    on Feb 16

    There are guarantor companies here in Japan. I had to get one for my apartment. Cost is around 25,000 yen for 2 years. Paid all up front when you sign up for it. Don't ask me anything else about it because that's literally all I know...I don't even know the name of the company.

    -1
  • Saitama

    on Feb 16

    There is no straight answer for that. The figure will depend on how much you want to borrow and on the bank's policies. Generally speaking, they look at your general financial health - long term savings, investments, credit history etc. For a foreigner they look at your history here too and you may need to have permanent residency to borrow.

    1
  • trekkingbecky

    on Feb 21

    I didn't have to pay for a guarantor because I just used my employer and/or my close friend when I needed one for my apartments. They have to be Japanese citizens. Not sure if that helps or not. :(

    -1
  • KpQuePasa

    on Feb 24

    Hi Klous, Based on the types of questions you've been asking in the forum, I wonder if you've looked at hiring a relocation company to help you with your transition to Japan? I can't say they're all sunshine and roses to work with, but a relocation package through one of these companies (there are so, so many different relo companies in Japan!) can help you navigate the ins and outs of a VERY particular, paperwork and rules focused government to get bank accounts, finding housing, drivers license conversion, getting an ETC card and rail-pass, recommending resources like Japanese language classes, and registering with your local ward. They have native and non-native Japanese speakers, and are well versed in how what a foreigner needs to get on their feet here. I wonder if any other members of this forum have experience with these sorts of companies who can chime in?

    0

Awaiting More Answers

2 Answers

Photo Printing

Hi! I'm looking for recommendations for websites that allow you order photo prints online and that charge around 10 cent a print. What do you all use to bulk order photos? Thank you.

Saitama

on Feb 18

3 Answers

Shinkansen ticket

Hallo, may I ask where it is the best to buy Shinkansen tickets? One for myself 54 years old (YAYKS) and one for my son , 21 years old studen. We are both Canadians living permanently in Norway. We want to fit in 7 days pass, that would cover Tokyo-Kyoto-Hiroshima-Fukuoka. thank you kindly. Is there any discount for students?

yellow007

on Jan 30

4 Answers

Akita/Niigata in March

I´m planing to visit the Akita and Niigata prefecture at the end of March. What about the weather during that season? Is it still snowing? If yes how about the train situation? I guess because those prefectures are used to snow there will be no problem... Some experience of people living in these areas will be helpful!

Crazydeath

on Jan 28

3 Answers

Where to find English Speaking Dentist/Orthodontic

Hi everyone! Do you happen to know any dentistry or Orthodontics clinic that speaks English here around Kani shi, Gifu? Thank you!

Jc

on Jan 16