Sep 13, 2017

Credit Card approval in Japan

Hello fellow gaijins! Has anyone experienced applying for a Japanese credit card? I applied last weekend for a jcb card and it was an onsite application. I received a phone call from them after 4 days verifying my information. Could this be a good sign that I might get approved for the card? To this date, it has been 4 days since they called and it's silence so far.

1 8

Oldsoul

A fun size lady who left everything behind to brave a whole new world :)

8 Answers

Saitama

on Sep 13

No, because I was told about 10 years ago they you couldn't on a spousal visa. But I think that might have changed. Following with interest.

0
Tomuu

on Sep 14

I have the experience of having done it with Mizuho in person with my Japanese partner involved. Spouse visa, double income, full-time jobs, in Japan for a few years by that point ... and got rejected. And this from a bank that got into trouble from having been in bed with the yakuza. Maybe I should have put "gang member" on my application form. (Can you sense the bitterness?) Anyway, I would say it took a good couple of weeks for them to deliver the news. No experience with JCB I'm afraid but maybe you need to give it a little more time. I hear that EPOS credit cards are much easier to get.

0
KevinC

on Sep 15

My first credit card in Japan is given by Rakuten, they seem to give credit card to anyone. If they are called you, I think you will get your card soon.

0
edthethe

on Sep 20

i got a rakuten as well. but! never was allowed to recieve it. the post office wouldnt deliver it because on my id i have a middle name , but on the card i didnt. tried getting the card twice, didnt care enough and just gave up

0
Jackson

on Dec 1

I got my Amazon card pretty quickly, but like @edthethe, my issue when I apply for most cards is when I try to have my middle-name included, and it's over their character limits.... If you don't have that issue and your bank account and income look pretty good, you should be getting it within a week or so!

0
Heath320

on Feb 1

My husband was able to get a Rakuten card really easily. They just confirmed some thing’s like his job.

0
Eli

on Mar 28

I applied at my bank for a Saison card a few years ago and got refused. So I went back to my bank to ask why and they told they wanted to confirm that I actually work at my workplace. They called the same day and I got the card a few weeks later. Recently I applied for an orico card and got refused, too, but couldn’t find out why. I then tried Rakuten and it went perfectly fine without any issues. I think Rakuten is pretty gaijin-friendly but you have a monthly limit on the card.

0
Weellee

on Jun 12

Yes, and it was tough getting that first credit card. It was an AEON card, and of all the applications I've submitted they were the only ones who got back to me with a phone call verifying my information. A few days after, I received my card but experienced problems paying for my card a month after. That was all because they had trouble linking the card with my bank. The bank form would be returned to me several times, until finally I enclosed a photocopy of my bank book with the form. Didn't have problems since then, plus applying for a second credit card became much easier and faster.

0

Awaiting More Answers

0 Answers

Pokemon go and making friends

Ok so I am SUPER late getting into pokemon go. However, I don't have anyone I know nearby who plays and I need to trade a pokemon to complete a field research task or whatever. How do I find people who play pokemon go near me without having to walk up to random people and be like ...be my friend? *desperation*

edthethe

20 hours ago

5 Answers

Sending parcels overseas with Japan Post

I think I may have touched on this in one or two blog posts, and this is as much an airing of frustration as it is a question. For the last few years I've used but one Japan Post office, close to where I work. I'm a regular there when it comes to sending parcels home for birthdays, Christmas etc. In the early day, I would just be asked to fill out that little green slip about the contents of the parcel, and would also be asked if there was a letter inside. (To which I always replied "No," as it makes things more expensive.) The next stage was that staff would then started to look at what I had written on the form and if there was anything that might be construed as needing a battery, they would ask me to write "No battery" if one wasn't included. Are they ever? Fine. Then things moved onto asking me what was in the parcel before handing me the green slip, so I felt like I was having to announce to the office staff what a cheap skate I am when it comes to presents. And then we would do the green slip, and the "battery" questions. Now another layer has been added -- on top of the questions, the battery check and the green form -- I now get a separate form, a kind of tick-the-box checklist through which I declare that I'm not sending any cigarette lighters, matches, sprays etc lest I face prosecution. Then we get onto the questions, and all the rest of it. I'm just wondering if others are being taken through the same process when they send things overseas with JP, or is it just that particular branch ... or just me. It's kind of taking the fun out of trying to be a good uncle, brother, son, friend etc. Still, at least they've stopped asking me if there's a letter in the parcel.

Tomuu

on Dec 10

1 Answer

About the artcile, Faced with destroyed crops, town encourages hunting as business

The above article dated on Oct 14, 2018, has caught my eye and I am wondering that Japanese translation about the guy in this article may be wrong, which was described as a suspect, Okano, "東京都の岡野恵介容疑者." I hope he is not a bad person. Editor, please check the Japanese translation for the sake of his credit.

botansan

on Dec 10

4 Answers

Gently Used furniture

I will be visiting Japan early March and I want to arrange for the purchase of several pieces of furniture for my husband‘s new apartment. We are both well into our senior years and for health reasons can only see one another once a year. He needs a double bed, a small two-seater sofa or a recliner chair and a small kitchen table with two chairs. We cannot buy them right now but I do want to arrange to purchase and have them delivered before I arrive in Japan March 5. Bilingual. Any ideas?

Becca

on Dec 2